Welcome to OUR Web-site
RCT Federal Credit Union was chartered in 1963 to serve the needs of the employees of the Richmond County Board of Education. It was originally founded for the teachers, but was later extended to all Board of Education employees. In 1995, the charter was amended to include the Economic Opportunity Authority, Inc. in its Field of Membership.
The credit union is a not for profit financial cooperative. Profits are returned to members in the form of dividends on savings, lower interest rates on loans, and expanded and improved services. The credit union is owned by its members and governed by a member elected board of directors. Through sound management, innovative benefits and services with a personal touch, RCT Federal Credit Union has gained its members' respect. We have not lost sight of the reason for our existence - service to our members.
We cordially welcome you to the RCT family. Becoming a member of the RCT Federal Credit Union is simple. Just complete the membership application and make an initial deposit of $5.00 into a regular share account. The membership fee is waived and the $5.00 is deposited into your regular share account. Membership is a family affair. Share the credit union’s benefits and financial opportunities with members of your immediate family. Your parents, spouse, children and spouses’ parents can become members and enjoy full membership benefits. We urge you to use your credit union to your full advantage. As a member of the RCT Federal Credit Union, you are one of the owners – the credit union belongs to YOU! Please support your credit union by using it and its many services.
Cordially,
Kevin D. Winters
